Knob and Tube Wiring
Most homes built before the 1950's have knob
and tube wiring. You can determine if you
have this type of wiring in your home, by
closely inspecting basement joists or attic
rafters.
To determine if your house is wired with
knob and tube, look for ceramic knobs or tubes
in which the wire gets secured to, or passes
through, joists, studs, etc. If knob and tube
wiring is not easily seen or accesible, you
can check your electrical outlets. You may
only have two prong outlets to plug into.
Basically, no ground at each outlet or fixture
outlet means knob and tube wiring is present.
Homeowners with knob and tube wiring may
find it difficult to obtain insurance on their
home because some insurance companies are
reluctant to insure a house they perceive
as risky. Insurance companies may require
a certificate of inspection from a qualified
electrician, before it will insure a home
with knob and tube wiring. If the electrician
gives a satisfactory assessment of your home,
the company may consider giving an insurance
policy for your house.